To your 2026 success: our new guide on accounts payable automation for the year ahead. Download the Guide
Simple Monthly Pricing Based on Payers and Billable Vendors.
per month
per payer
Only $2 for each vendor you pay in a month. Zero cost for setup or
unpaid vendors.
What’s a “Billable Vendor”?
We only charge for Billable Vendors. Vendors that have at least
one bill scheduled or in progress during the billing
cycle.
If no bill is scheduled or started for a vendor, they remain
Non-Billable, and you won’t be charged.
A vendor’s Active or Inactive status doesn’t affect billing. It
just controls visibility when creating bills.
Charges are post-paid. You’ll be billed after the cycle ends,
based on how many vendors were billable during that
time.
So you’re only charged for vendors you actually paid.
Payment must be completed by December 31, 2026.
Offer valid for Form 1099-MISC and Form 1099-NEC filings
only.
Users can file one 1099 form free for a single
vendor.
Any edits or resubmissions must be performed through
Tax1099.
For Custom Pricing, please reach out to our customer support on [email protected]
Know What's Billed, When It's Billed, and Why.
A payer is a business or entity that pays vendors and manages its AP and 1099 workflow in Zenwork Payments.
A vendor is billable if they have at least one bill scheduled or in progress during the billing cycle. Vendors with no bill activity in the cycle are not billed.
Your payer subscription is billed monthly.Billable vendor charges are billed post-paid, based on bill activity in the completed billing cycle.
| Accounts Payable | Standard ACH | - $0.49 | T + 3 business days, if submitted by 4:00 p.m. ET |
| FastPay ACH | - $2.99 | T + 2 business days, if submitted by 4:00 p.m. ET | |
| Paper checks | - $1.69 | Mailed via USPS First-Class Mail; U.S. destinations only | |
| Returns, NSF, and Change fees | ACH return fee | - $5.00 | per return |
| ACH Notification of Change (NOC) fee | - $5.00 | per NOC | |
| Stop payment fee | - $50.00 | per request to stop payment | |
| Unauthorized return fee | - $25.00 | per unauthorized return |
Use our ROI calculator to measure how much your business could save with faster payments, fewer errors, and optimized workflows.
Average metrics from finance teams processing 5,000+ bills annually
Start One-Month TrialCost Savings
Late Payments
Time Reduction
Accuracy Rate
Built-In Vendor Onboarding, AP Workflow, And 1099 Readiness
No, Zenwork Payments does not charge per user. Our pricing is based on payers and billable vendors.
Both ACH and FastPay ACH are the same type of bank transfer, with their speed being the difference. While FastPay ACH is faster (often same-day), Standard ACH typically takes 1–3 business days to clear.
Generally, when a bank returns a transaction or issues a change notice, NOC-related fees apply per event.
While Zenwork Payments offers a monthly subscription of $19.99 plus $2 per billable vendor, for annual billing, you can contact our sales team here.