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Skip Per-User
AP Pricing and Hidden Charges

Simple Monthly Pricing Based on Payers and Billable Vendors.

$19.99

per month
per payer

Only $2 for each vendor you pay in a month. Zero cost for setup or unpaid vendors. What’s a “Billable Vendor”?

We only charge for Billable Vendors. Vendors that have at least one bill scheduled or in progress during the billing cycle.

If no bill is scheduled or started for a vendor, they remain Non-Billable, and you won’t be charged.

A vendor’s Active or Inactive status doesn’t affect billing. It just controls visibility when creating bills.

Charges are post-paid. You’ll be billed after the cycle ends, based on how many vendors were billable during that time.

So you’re only charged for vendors you actually paid.

Start 30-days Free Trial

Included in Your Price

  • Unlimited vendor payments
  • W-9 collection and eDelivery consent
  • Free Federal & State eFiling  

    Payment must be completed by December 31, 2026.
    Offer valid for Form 1099-MISC and Form 1099-NEC filings only.
    Users can file one 1099 form free for a single vendor.
    Any edits or resubmissions must be performed through Tax1099.

  • Free Real-time TIN matching
  • Pay vendors by Standard ACH, FastPay ACH, or paper check.
  • 2-way sync with QuickBooks Online and QuickBooks Desktop
  • Customizable approval workflows and role-based access control
  • 2-Way Sync with accounting platform

For Custom Pricing, please reach out to our customer support on [email protected]

How Pricing Works

Know What's Billed, When It's Billed, and Why.

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Who is a Payer?

A payer is a business or entity that pays vendors and manages its AP and 1099 workflow in Zenwork Payments.

Business meeting discussion

What is a Billable Vendor?

A vendor is billable if they have at least one bill scheduled or in progress during the billing cycle. Vendors with no bill activity in the cycle are not billed.

Business professional thinking

How Billing Works?

Your payer subscription is billed monthly.Billable vendor charges are billed post-paid, based on bill activity in the completed billing cycle.

Transaction Fees
Accounts Payable Standard ACH - $0.49 T + 3 business days, if submitted by 4:00 p.m. ET
FastPay ACH - $2.99 T + 2 business days, if submitted by 4:00 p.m. ET
Paper checks - $1.69 Mailed via USPS First-Class Mail; U.S. destinations only
Returns, NSF, and Change fees ACH return fee - $5.00 per return
ACH Notification of Change (NOC) fee - $5.00 per NOC
Stop payment fee - $50.00 per request to stop payment
Unauthorized return fee - $25.00 per unauthorized return
*Timing is shown in business days and depends on cutoff times. Fees apply per transaction or per return event.

Discover Your Savings Potential

Use our ROI calculator to measure how much your business could save with faster payments, fewer errors, and optimized workflows.

Cost Saving
Monthly (in $)

$12,401

Cost Saving
Annually (in $)

$148,807

Cost Saving
(in percentage)

94%

Time Saving (in 'X' times)

4x

Results That Impact
Your Bottom Line

Average metrics from finance teams processing 5,000+ bills annually

Start One-Month Trial
60-80%

Cost Savings

< 8%

Late Payments

70-80%

Time Reduction

99%

Accuracy Rate

What You Get

Built-In Vendor Onboarding, AP Workflow, And 1099 Readiness 

Vendor Onboarding
and compliance

  • Invite vendors to self-onboard 
  • Collect W-9 information and eDelivery consent. 
  • Match TINs in real time. 
  • Import vendors and payers via bulk upload or accounting sync 
ACH and check payments illustration
ACH and check payments illustration

Accounts
Payables Workflow

  • Capture and organize bills. 
  • Route approvals based on your policies 
  • Schedule single, bulk, and recurring payments. 
  • Track payment status and maintain an audit trail 

1099 Filing

  • Keep vendor and tax details organized throughout the year. 
  • Support structured workflows for tax preparation. 
ACH and check payments illustration

Trusted by
CPAs, Controllers, and Business Owners

Common Questions

No, Zenwork Payments does not charge per user. Our pricing is based on payers and billable vendors.

Both ACH and FastPay ACH are the same type of bank transfer, with their speed being the difference. While FastPay ACH is faster (often same-day), Standard ACH typically takes 1–3 business days to clear.

Generally, when a bank returns a transaction or issues a change notice, NOC-related fees apply per event.

While Zenwork Payments offers a monthly subscription of $19.99 plus $2 per billable vendor, for annual billing, you can contact our sales team here.