Melio’s fine if you just want to send a few payments. But if you’re looking for something that handles approvals, vendor onboarding, and 1099 filings in addition to just payments, Zenwork Payments is here for you.
Feature |
 |
 |
|---|---|---|
| Invoice Capture |
 Advanced OCR (header + line items); auto GL coding.
|
OCR bill upload for basic needs. |
| Approvals |
Role-based access control; multi-level amount thresholds.
|
Multi-level approvals by role/amount/vendor. |
| Payments |
Standard ACH: $0.49*, FastPay ACH: $2.99* per transaction, checks at $1.69*
|
Standard ACH $0; same-day ACH 1% (cap $30); card 2.9%. |
| Vendor Onboarding |
One-link onboarding; W-9 e-sign; real-time TIN match.
|
W-9 requests; TIN-matching tools available; 1099 data sync to Tax1099. |
| 1099 Workflow |
Auto-generates 1099-NEC / 1099-MISC per verified payment; ready to review & e-file.
|
1099 e-file via Tax1099 integration on eligible plans. |
Integrations & Data Import |
||
|---|---|---|
| Accounting |
Two-way sync: QuickBooks Online & QuickBooks Desktop
|
QuickBooks Online (all plans); QuickBooks Desktop on Boost/Unlimited. |
| Data import |
Bulk vendor import (CSV); fast multi-entity setup.
|
Basic imports; single-entity focus. |
Support Channels |
||
|---|---|---|
| Getting started |
Easy self-onboarding setup, Onboarding assistance, 24/7 AI Chat support, Priority customer support
|
Self-serve setup; Help Center + live chat; premium tiers add phone support. |
| Ongoing help |
Priority Customer Support through email, chat, and phone. 24/7 AI Chat Support. Knowledge Base & Resources
|
Standard in-app help/resources. |
Vendor Portal (xForce) |
||
|---|---|---|
| Self-onboarding |
Secure link; vendor enters bank + W-9 e-sign.
|
Vendors can be paid without an account, but no dedicated 1099 portal. |
| Validation |
Real-time TIN match on setup
|
TIN matching tools available; typically part of tax workflow. |
| Visibility |
Live payment status 24/7.
|
Notifications; less self-serve status view. |
| Tax docs |
Vendor access to submitted 1099s in portal.
|
1099 handled with Tax1099 integration (no vendor 1099 portal). |
Pricing |
||
|---|---|---|
| Subscription / Seats |
$19.99/mo. Unlimited users & EINs, QBO/QBD sync, approvals, W-9 e-sign + real-time TIN match, auto-generated 1099-NEC/MISC ready to review & e-file, xForce portal.
|
Go plan: free; limited to 1 user; higher tiers add more users/features. |
| ACH |
$0.49/txn (flat).
|
Standard ACH free; same-day ACH 1% (cap $30). |
| Checks |
Checks at $1.69
|
2 free checks/month, then $1.50 each; fast check $20; overnight $50. |
60%AP Pros Still Rekey Invoices
By Hand
63%of teams spend 5+ days/month on manual accounts payables.
Zenwork Payments Cuts
This Processing Time By
Over Half, Lower Costs By65%
and slashes penalty risk by built in IRS compliant tools.
Zenwork Payments handles AP from start to finish.
Manage 50+ clients in one dashboard. No extra seat fees. File forms as payments go out.
Eliminate manual entry. Replace it with true automated accounts payable with only $19.99 for subscription*.
Personalized Quick Onboarding and Priority Support .
Connect QuickBooks, invite vendors, and send 1099-ready
payments the same day.
Start sending 1099-ready payments the same day.
