To your 2026 success: our new guide on accounts payable automation for the year ahead. Download the Guide

A simpler, tax-ready Tipalti
alternative for vendor payments

Zenwork Payments Bundles AP Automation and Tax1099 e-Filing into One Affordable Place. Start At $19.99/Month with Flat-Fee ACH, Unlimited Users & EINs, And IRS-Ready 1099s.

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Zenwork Payments vs Tipalti

Accounts Payable Features Category Accounts Payable Features Accounts Payable Features
Pricing model Accounts Payable FeaturesSimple subscription + per-vendor fee. No seat fees, unlimited users, and EINs. Tiered SaaS subscription with platform-based pricing and usage-based components.
Starting cost Accounts Payable Features$19.99/month. Includes QuickBooks Online / QuickBooks Desktop sync, approvals, W-9 e-sign, real-time TIN match, and auto-draft 1099-NEC/MISC. Packaged plans (Select, Advanced, Elevate) with pricing that scales by tier and feature set.
Core compliance Accounts Payable FeaturesW-9 collection with real-time TIN verification and integrated 1099 e-filing. W-9 collection and TIN validation embedded into the payable’s workflow.
Tax workflow focus Accounts Payable FeaturesFocused around U.S. information reporting with automated 1099 NEC/MISC preparation and e-filing. Supports U.S. tax requirements as part of a broader global tax and compliance framework.
Invoice capture Accounts Payable FeaturesIntelligent OCR from email/upload to capture invoice data and prepare it for coding and approval. OCR-based invoice capture with automated extraction of key invoice details.
Bill management & approvals Accounts Payable FeaturesBill creation and routing them through configurable approval workflows. Bill entry and routing through flexible approval rules and controls.
User & role management Accounts Payable FeaturesCustomizable approval roles and role-based access controls, with no limit on internal users. Unlimited internal users with configurable approval roles and permissions.
Accounting & ERP sync Accounts Payable FeaturesTwo-way sync with major accounting systems such as QuickBooks, plus multi-entity support. Integration to leading accounting and ERP platforms, including mid-market and enterprise systems.
Vendor experience Accounts Payable FeaturesSelf-service vendor portal with branded onboarding, automatic W-9 collection, compliance checks, payment preferences, and 1099 form access. Self-service portal for secure onboarding, tax form collection, payment preferences, and access to 1099 forms.
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Accounts Payable Features60%

AP Pros Still Rekey Invoices
By Hand

Accounts Payable Features49%

spend 5+ days/month on
payables.

Zenwork Payments Cuts
cycle time, lowers cost
per invoice, and reduces

IRS penalty risk with compliance
baked in.

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Why Teams Choose
Zenwork Payments

Keep AP Lean and Compliant Without Paying for Features You Don’t Need.

Predictable, lower cost to pay

Flat subscription and per-vendor pricing mean you always know your cost to
pay. No seat math, no surprise domestic ACH markups, and no hidden per-form
tax fees.

Ideal for growing SMBs and CPA firms.

ACH and check payments illustration
ACH and check payments illustration

Tax1099 trust bundle

Zenwork Payments is built by the team behind Tax1099. Every vendor completes
W-9 and TIN match at onboarding, and every payment auto-drafts 1099s, ready
to review and e-file.

One workflow for paying and reporting.

Built around U.S. workflows

Designed around QuickBooks, multi-entity, and accountant workflows: invoice
capture → approvals → pay → reconcile → e-file. Vendors get self-service
status and form access.

Less chasing, more closing the books.

ACH and check payments illustration

AP and 1099 Compliance
Under One Roof 

With Zenwork Payments and Tax1099, you don’t need to handle AP and compliance
separately. Every approved bill moves through payment, audit trail, and year-end forms
automatically.

Accounts Payable FeaturesVendors self-onboard with W-9 and e-sign in the portal.

Accounts Payable FeaturesReal-time TIN matches reduce B-Notices and late-form penalties.

Accounts Payable FeaturesEach payment auto-drafts 1099-NEC/MISC, ready to review and e-file.

Accounts Payable FeaturesVendors get secure access to their own 1099s, cutting January ticket volume.

ACH and check payments illustration

One place Solutions vs Separate Solutions

Many AP solutions connect separate e-filing software on a metered, per-form basis. With Zenwork Payments, you get everything in one place. The results- fewer
systems, fewer surprises, and a clear audit if the IRS ever asks questions.

What you Get with
Zenwork Payments?

Everything You Need to Run Vendor Payments And 1099s.

AP Automation

  • OCR invoice capture from email or upload
  • Customizable approval workflows
  • Recurring bills and reminders
  • Standard and FastPay ACH + Paper checks

Compliance Built-In

  • W-9 collection and e-sign
  • Real-time TIN verification 
  • Auto-generated 1099-NEC/MISC 
  • Direct e-filing 

Made for CPA Firms

  • Unlimited users & EINs
  • Multi-entity management 
  • Two-way sync with major accounting systems 
  • Branded vendor self-service portal 

Ready To See How Much You Can Save?

Start one-month free trial today